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There are a lot of questions about retirement savings and investments.
With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?
And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?
See below for articles covering the answers to these questions and more.
While most people do short term consumption smoothing, you really need it for your future financial security.
The best retirement investments depend entirely on you and your goals. Here are 18 great opportunities for you to consider. Read now!
There are a lot of potential Roth IRA mistakes to be made: 1) Not doing it, 2) Not knowing the rules, 3) Timing, 4) Poor planning, 5) Overlooking spouse… and more!
Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future.
Learn about passive investing and explore why the approach is more cost efficient and produces better outcomes than active management.
Investment costs can be easily reduced without compromising returns. Follow these low cost investing guidelines.
Are you aware of just how much investing is costing you? Explore all the fees associated with your mutual funds and ETFs.
Learn about the value of restricted stock units and how to use this compensation to your financial advantage.
We have significantly improved your ability to model paycheck deductions and employer contributions to savings.
Inheriting money? Won the lottery? Here is what you need to know for long-term financial security after experiencing a sudden wealth event.
Successful investing is not all about numbers and analysis. Emotions can help and hurt your financial security. Learn how!
Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?
Should you consider alternative investments as part of your retirement asset allocation? Probably not, but it depends. Explore the pros and cons.
These 12 year-end tax tips for retirement will help you minimize your 2023 taxes and reduce future tax bills.
Asset location is an important concept if you are trying to save and build wealth. Explore ways to locate funds to minimize taxes.
Explore 9 important considerations when it comes to establishing, tracking, and managing a holistic investment strategy.
Learn about average home equity and how it impacts your wealth, especially if you are in the lower or middle classes.
Your money personality type can impact your retirement security. Find out which type(s) you are and learn how to use it to your advantage!
The best investment? It isn’t always a stock or financial instrument. Other life choices can improve both your monetary and overall well being.
Rebalancing is a critical part of any investment strategy. Learn about setting asset allocation targets and the finer points of rebalancing.
Are you wealthy? Are you defining wealth correctly? See how people think about wealth and compare your financial well being to others’.
According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether.
Index funds can be a great way to invest for retirement because they are easy to understand, low cost, and very effective.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.