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  • Steve 

    Steve 
    NewRetirement

    San Francisco, CA

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  • Hi,

    Based on the information you provided it doesn't look like you'll qualify for a reverse mortgage, since your mortgage amount is approximately the same as your home value. However - you may want to look into a life settlement as an option for creating liquidity in your retirement - this is a product where an outside investor buys your life insurance from you and then keeps it in force by continuing to make the premium payments for you.

    You can learn more here: http://www.newretirement.com/Services/Life-Settlement.aspx

    Please feel free to inquire with me if you'd like to discuss this further.

  • Login to rate this answer:   Answered on 4/19/2013
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  • Hi,

    If you are in need of cash or a loan, a life settlement may be an option if you have an existing life insurance policy. Please contact me for more details.
    Thanks- John

  • Login to rate this answer:   Answered on 4/29/2013
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  • It depends on how much your home is worth and how much you owe. If you would like to contact me, I can run numbers for you and let you know how we can help.

    Best Regards,
    Patty Harrison

  • Login to rate this answer:   Answered on 5/23/2013
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  • Login to rate this answer:   Answered on 8/1/2013
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.