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Budgeting, especially for the future can be tricky. Find articles below to help you reduce your spending, save more, understand inflation, know how much you can spend, strategize for emergencies and more.
Your household budget is a foundation of your financial wellness. When working, ideally you are spending less than you are earning and are able to save the balance. When you are retired, you need to be able to plan to spend less over your lifetime than your retirement income and savings withdrawals allow.
Reducing expenses is a good way to deal with inflation. Here are 24 tips to make it a little easier to cut costs.
Average retirement spending for those over 65 is $48,872 a year. See average spending in specific categories and how to project your own needs.
If you want a secure retirement, you need to go about estimating retirement expenses. Get 9 great tips for succeeding at this difficult task.
Whether you are interested in budgeting, monitoring your finances, or making better financial decisions, find a financial planning tool that fits your goals.
These 12 year-end tax tips for retirement will help you minimize your 2023 taxes and reduce future tax bills.
Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.
Explore 5 categories of expenses and get get tips for auditing your spending to better achieve your near- and long-term goals.
Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth.
Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.
Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.
Mastering the financial basics is doable by anyone at any age. Here is a simple guide. Steps to take at 20, 25, 45, or even 55 to get and stay on track to a secure future.
Debt levels have climbed to an all time high. Reducing this financial burden is a very worthy goal. Not sure how to get out of debt? You have options. Use this article to get motivated and find a way to approach your debt that feels right for you and your priorities. There are quite a…
You don’t need to feel overwhelmed by financial stress. Here are 4 straightforward steps to help you gain financial control.
Budgeting doesn’t have to be awful. We’ll help you find a way to budget that helps you with your financial goals and suits your personality.
Why budget? Budgeting can improve your short-term and long-term finances as well as your emotional well being.
What is a recession? The good news? Well, recession isn’t always so bad and you probably won’t know are in one until after it’s over.
Some people retire in their 20s and 30s. What’s the secret? Here are top lessons from the most popular financial independence influencers.
Planning for the future should involve strategizing to minimize taxes. Explore 25 tips to help you plan, do retirement tax filings, and save money.
Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.
Underestimating expenses is a good way to run out of money. Learn about commonly overlooked retirement expenses. You’ll be surprised by #1.
Learn how the “Inflation Reduction Act of 2022” may improve your retirement? (Reduced healthcare costs and inflation reduction.)
Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!
In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.
Stagflation is a future possibility. Discover how we might prevent it and what to do if it happens. Read now…
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.