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Recent Retirement Answers

Asked by a 56 year old man from MO on 12/31/2019
Michelle Dash
Michelle Dash, Financial Advisor says
Great question, it is wonderful that you are thinking about the cost-benefit analysis of your mortgage. To answer this question specifically, you will need to work with an advisor who can help you view this question in context of your overall financial life. Having a mortgage in retirement can be a good or bad thing depending on your spending ... (Read More)
Asked by someone from GA on 12/6/2019
Michelle Dash
Michelle Dash, Financial Advisor says
Health care plans are very unique to a company, you should call your previous employer and ask them if being a secondary health insurance provider is part of their plan. Some allow this, and many do not. Great question! (Read More)
Asked by someone from TX on 11/26/2019
Michelle Dash
Michelle Dash, Financial Advisor says
If you are 67 at the end of 2019, your full retirement age is 66 because you were born before 1955. Actually, at full retirement age your disability benefit automatically converts to retirement, so it is likely that you are now receiving a retirement benefit, not disability. More good news, since you are past your full retirement age, you are no ... (Read More)
Asked by a 65 year old man from PA on 11/18/2019
Michelle Dash
Michelle Dash, Financial Advisor says
Your benefit is based on the highest 35 years of pay, quite a long time period compared to the handful of months you are considering. Likely, the difference in working longer will make a marginal difference, especially if you have many years where you earned a similar amount of income. Additionally, in April you would have only worked a 1/2 year, ... (Read More)
Asked by someone from CO on 3/25/2019
A NewRetirement User says
Often times, there are big changes that are made in the pension law, which will cause the elder people to suffer after retirement. The pension law has many different aspects, and it can get change, in Time. so whenever you feel like, some negative change was announced with your pension, you should directly take help from the elder law NJ ( ... (Read More)
Asked by someone from WA on 7/15/2017
A NewRetirement User says
What advantage did you get from them? (Read More)

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