Answers

  • Steve 

    Steve 
    NewRetirement

    San Francisco, CA

    Get a FREE phone consultation
    with an advisor. Learn more...
  • Normally, you would not enroll until you were ready to start Social Security. However, after your full-retirement-age (about 66), you can "File and Suspend." This allows you to suspend your own payments while permitting your spouse to start taking spousal benefits before you actually begin at a later date. A spouse cannot get spousal benefits until after you file.

    Answer provided by Bud Hebeler.

  • Login to rate this answer:   Answered on 5/22/2013
  • NewRetirement User

    73 year old from Seattle, WA

    Get a FREE phone consultation
    with an advisor. Learn more...

  • I been applying new retirement for 4 years ago

  • Login to rate this answer:   Answered on 6/11/2015
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.